What is Payroll Advance?

A Payroll Advance provides you with emergency cash when you need it most! Simply complete our two-minute online application, speak to one of our loan agents and your cash could be on the way, usually the next business day!

Can I qualify for Payroll Advance

Qualifying is easy and you don't need to worry about your credit. You can qualify if you:

* Currently have a job (or receive regular income)
* Make at least $1000 per month
* Are 18 years of age or older and a US citizen
* Have a checking account

Even bankruptcy, bounced checks, charge-offs and other credit hassles don't prevent you from getting the Payroll Advance you need!

How much Payroll Advance can I qualify for?
How much you qualify for depends on a number of factors, including your income and other factors. To see how much you can qualify for, simply complete our fast two minute online application, and speak with a Payroll Advance agent!
Any credit type can qualify, even bankruptcy, charge-offs and bounced checks!

What does Payroll Advance cost?

A Payroll Advance is designed for emergency situations when you are short of cash and need money fast! Family emergencies, unexpected car repairs, overdrafts, telephone reconnection and deposits are just some of the urgent cash needs our customers have experienced.
Your fees are less than the cost of not having the cash you need when you need it - overdraft fees, bounced check charges, taxes, even losing your job because you can't get to work!
Your cash can be sent to your bank account the very next business day and you don't repay until your next paycheck!

When do I repay my Payroll Advance?

The minimum required payment will be deducted from your bank account. You get cash when you need it most and repay when you have it!
A little short on payday? Online customers are automatically renewed every pay period. Just let us know when you are ready to pay in full, and we will deduct your loan plus fees from your bank account.

How do I reprint my Payroll Advance documents?

You are able to reprint your loan documents at anytime during the lending process. If you wish to reprint your loan documents contact us and we can email your documents to an email address you request for later printing or printing at another location.

Can I get an extension?

Customers are automatically renewed, so you do not need to request it. If your next payday comes around and you are not as caught up as you had planned, don't worry; we have it covered. We will automatically extend your due date, and only deduct the renewal fee from your checking account. Additional fees will apply, but you will be able to repay your cash advance from future paychecks.